Warehouse facility Open filing package →
Lattice Lattice Premium Finance · Lending

Portfolio Analytics

As of · active loans · simulated sandbox data

Capital Sourcesi

Scoring the pipeline deal against every funding source…

LP marketplace · synthetic
Source Commitment Drawn · utilization Advance ratei Coupon Speed Approval oddsi
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Net Receivablei amortized − ACL
Amortized Costi
Allowance · CECLi
Expected credit loss reserve
W/A APRi
Weighted by amortized cost

Portfolio Valuationi

Fair value vs. amortized cost · discounted at portfolio yield

ASC 825 / CECL view
Gross receivable
Amortized cost
Fair value (PV of remaining cash flows)
Net receivable (after allowance)
Unrealized G/L
Unearned Finance Charge
Coverage Ratio
W/A Remaining Term

Exposure by Policy Typei

Amortized cost share of book

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Largest line share

Recent Applications

Live from the ledger · applications

Open agent portal →
Borrower Policy Carrier Premium Status Score
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Delinquency Agingi

Active loans by days past due

30+ days past due

Prospecting — ICP Pipelinei

Independent agencies in the top-10 commercial P&C states · targets · mock data

Targeting sheet (CSV) →
Stage funnel
Prospects by state

Top ICP Targets

Highest-scored agencies by ICP fit

AgencyICPStage
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Dashboard Agent Borrower States Intake Config